Whalen Mortgages Red Deer

Description

Whalen Mortgages should be your First Choice when looking for help on your Red Deer Mortgage. I don’t work for the Banks, I work for you!
Using my service as Red Deer Mortgage Broker is a free. Our services are free because we are paid by the bank and they all have to compete on rates or we simply do not use their service. Mortgage’s are not complicated and do not need to take weeks to get approved. In less than 24 hours we can have an accepted offer on a property approved by the lender and or the insurer. We can help you find a mortgage lender that will give you the lower interest rate for the type of mortgage you want. We’re ready to guide you through the process of getting pre-approved for a mortgage before you buy your first home. We know how to help you buy a new home using equity in your current home, whether you want to sell that property or rent it out. We also have experience with family members helping others buy homes or buying a house for a relative to live in. We should be your first choice when refinancing or simply transferring a mortgage, whether the renewal is coming up on your mortgage or you want to get out of that adjustable rate mortgage before interest rates rise. Call Jodi Whalen today to get your Red Deer Mortgage approval with the lowest interest rates in Red Deer. We are your Trusted Red Deer Mortgage Solution. Renting in Red Deer is expensive, why not buy your own home for what you pay in rent. Why should you buy a home now instead of continuing to rent? First, when you buy a home, you’re building equity with every home payment. You’re paying off the debt and making progress toward owning your home outright. Second, you could probably own a home larger than your current apartment for the same amount of money you’re paying each month in rent. Third, once you lock in a mortgage payment, the rates won’t go up, unlike your rent. Whalen Mortgage is especially popular with those who have been turned down for a mortgage elsewhere. We know that different lenders have their own, unique criteria for approving a mortgage. Whether you’re self-employed without good recordkeeping, have an irregular income or built-in overtime, we know how to find the lowest cost mortgage and ensure that the deal is approved. Why should you work with a mortgage broker like Whalen Mortgages? We have experience working with every lender in the area. We can help you find the mortgage that fits your budget and your needs. If you’re buying a home to live in but may move in the future, let us find you a portable mortgage. If you want to buy a new home before your current one sells, we’re ready to use the ideal combination of mortgage projects to pull equity from the current house to raise the down payment for the new home. Then you can rent out the old home or sell it at your leisure. I believe in transparency and ensuring you understand the mortgage you pick. There are some products that do not allow you to take your mortgage with you if you sell your home and want to port your mortgage some really low rates that come with high penalties if you break your mortgage early, . I believe in educating the client on perks and downfalls of the products and rates offered. Certain penalties on a $300, 000 dollar home if you break your mortgage early can hold a penalty of $17, 000 compared to a $4, 000 penalty at another Financial Institution. Let me help you get to a lender that fits your needs. A lender you pick after understanding the lenders products. Informed decisions always result in the best outcome. Something that works for you! I am a problem solver, and fight hard to get your deal approved. I exhaust all options and will not stop until we have an approval. I will help prepare you for home ownership and give financial coaching and advice to get you where you need to be to purchase a home. I will find different solutions to allow you to qualify for that house you always wanted. Working with me you will feel confident in the mortgage and lender/bank you choose. Let me help make this experience enjoyable and help ensure you are getting the best mortgage.