SM MORTGAGES - THE MORTGAGE CENTRE

Description

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs. We Offer- Rental Program for investment property (with small rate premium) Stated Income Program for Business for Self-Employed applicant New Immigrant Program Non-resident Program High Net-Worth Program Hybrid Mortgage (ONE mortgage, i.e. ONE charge, and you can choose 1/2 (e.g.) 5 year fixed, 1/2 (e.g.) 5 year var. Home Equity Line of Credit (HELOC) - 80% LTV 35 year amortization to help qualification Purchase Plus Program - for renovation right after closing, approve before closing Construction financing with multiple draw-down - to help you build a custom-home Alternate lenders for clients with bruised credit Second mortgage Private mortgage Commercial mortgage Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice. Call me today to discuss your needs!